Depending on when they are submitted and who the receiving bank is, ACH transfers can occur same-day or take up to 3 business days.

How long do ACH transfers take?

Transactions made before 3:00 PM EST on a business day: Submitted the same dayTransactions made after 3:00 PM EST or on a weekend or holiday: Submitted the next business dayOnce submitted it may take up to two full business days for the funds to be available in the receiving bank.

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